@Ethan Schneider, Chase Freedom for quarterly 5% cash back categories ($1,500 spend / $75 cash back max).Consumers Credit Union Cashback Card gets 3% groceries, 2% gas, 1% all else.  

Best is to speak with an attorney who is familiar with the both the state real estate licensing laws and the Dodd Frank Act, a consumer finance protection law, which superseded many provisions of the SAFE Act in 2010.

In this case, you are making a consumer purpose residential loan and will need a broker licensed to do these.

I know several successful investors who could qualify for bank financing who don't even consider that option anymore because it is too difficult, time consuming, and mind numbing to jump through the hoops that the banks make investors jump through.

Background: The Neighborhood Best Practices 2016 Action Plan presents numerous recommendations to enhance neighborhood quality of life with particular emphasis on code enforcement activities.

In some instances, it may be a better situation for you the consumer, only so long as they can provide you with the correct coverage with a triple A  rated company at very competitive rates?

Interestingly, this upturn in the market differs from the "bubble" we saw burst in 2008, in that it is underpinned by basic economics (low supply, high demand, and low interest rates), and it correlates with what we're seeing in consumer behavior (such as millennial buyers delaying first home purchases until well into their 30's).So...I think we're in for an interesting ride, and there may be some significant opportunities in new construction in the coming years.I also see a secondary impact on the rental market...yes, cap rates will be squeezed when prices rise, but then rents will rise as well (with a lag) until we build 3 million + houses to stabilize the supply & demand.

I've been a part of BP for about 3 months and have been consuming both the podcast and the No Money Down book since then.  

@Dave Brooks these are consumer loans, and the process does not involve as much paperwork.

You, being an attorney, I would assume working with buyers will be very time consuming and not fit into what you are looking to achieve.