If they are both living there and both over 18 they both should be named tenants unless there is some extenuating circumstances you are not sharing, so both should fill out an app and both should provide proof of their individual income.  

I recently came across a Twitter post in which the individual was looking to purchase a home in Florida in the present market in anticipation of moving there several years down the road and thinking the local FL market being even higher at that time.

Individual investments start at 75%.Next question, what is your debt structure.

Addressing the problems is like trying to put out small individual fires in a forest that is burning.

Just make sure both of the individuals are trustworthy. 

Your best bet is what Nathan mentioned about Meetups for finding a group of like-minded individuals. 

You can also try to find individuals through the BiggerPockets site for team members. 

Lenders individually direct who they want for a notary.

These look to be priced as individual retail properties, which may justify the price.

Travis,Most banks and credit unions offer Freddie/Fannie conforming loans which are to individuals.