To answer your question, it is possible, and quite costly, to have individual meters installed by the city.

If this market does slow down because of interest rates then, rent may see a increase because they won't be much option for people to buy because it will cost more than RENT at that point. 

If your all in costs are 115k, the loan amount would be 92k (80% LTC).  

Here are some insights into loan types and potential programs that could be advantageous for your situation: FHA Loan,Conventional Loans with Low Down Payment,Local Bank Programs,Grants and Assistance Programs,When exploring loan options and assistance programs, it's important to compare the terms, eligibility requirements, and overall costs to find the best fit for your financial situation and goals.

I could technically get $332K out, so this leaves a little meat on the bone to cover closing costs, potential unexpected rehab issues, etc.

Climate risks, cost, etc., are the other risks to gauge.If you live in Miami, I would def focus on Miami.

Essentially these trends will culminate in an increased cost of living and a stagnant or decreased wage (again, felt most around affordable/entry level housing). 

Tenants tend to stay longer in single families which leads to less vacancy and turnover cost. 

Given the extra cost, my guess is that it'll make deals in the $400K - $1M range not workable with short-term notes (with a $50K minimum, perhaps increase it). 

Can someone else recommend a similar low cost product that will hold up better in rentals, that looks like hardwood-ish?