Individuals that lend money should probably take a finance class on lending, many simply rely on a low LTV and miss good loans, but that's the easy way. :)  

I read about HELOC, which i always hear but i think you need to complete the duration of the loan otherwise you will be penalized :(.

That being said, in the current interest rate environment, I would lock in as much fixed debt as you can and avoid ARM's completely.  

The need is for a GC to oversee and carry out the completion of a rehab project.

Renovations are being completed within the next few weeks, at which time the property goes on the market.Scenario 1 - The property is sold, my note is paid back, and I receive 20% of the net profitScenario 2 - The property is re-financed, my note is paid back, and the property is rented.

@Brian Gibbons, do I simply go to the Keller Williams's website and sign up for something or is there a process for me to following that is outlined somewhere? 

Domenic Marchetti Simply get to know your property!

Have them simply reduce the loan amount by the 5K. 

I understood and offered some various solutions but to no luck.So I thought, maybe I could instead simply be their investment advisor.

Together, we have successfully completed 5 wholesale transactions in Galveston and 1 here in Denver.