I routinely remind my team of this too across the board within the PM and TK business. 

They routinely lose files.

One thing you need to know is Illinois/Peoria has programs which will limit or reduce the property tax for Senior/Disable citizens.

I routinely deal with 5 year balloon notes that don't get renewed and all of a sudden they have to scramble to avoid workout.

The @ feature is disabled on mobile devices.

There are many solutions that you can do yourself.There are some that you never want to do yourself.The EPA guidance on mold issues is here:  http://epa.gov/mold/moldguide.htmlThe digital copy of the same information is here: http://epa.gov/mold/pdfs/moldguide.pdfThis document does not help you estimate costs for repairs, but does help you see through the "smoke screen" that many remediation companies will put up when talking about mold in homes.In spite of what John D. recommended in his response above, the use of a chemical or biocide that kills organisms such as mold (chlorine bleach, for example) is not recommended as a routine practice during mold cleanup.  

In my undersanding it is where Gas company can do their routine maintenance of the gas pipelines.

If these professionals have a good disability insurance and life insurance policies, it is a fairly safe bet that they are going to be able to pay off the loan.

My sister owns a condo and was recently talking about how the HOA was in trouble and talking about raising fees and assessing for other routine stuff they can't afford to pay for anymore, so it would seem like a reasonable assumption to make regarding any development with HOA fees.

I believe this is becoming a standard routine given the widespread reports.Of course is a ploy, but I also think it is a total bluff most of the time.