As far as risk of bank calling it due; yes I guess it's there but it just doesn't happen in all practical circumstances as long as the mortgage is being paid then there is no reason for a bank to care about it. 

Upon further researching the amendment, the circumstances surrounding it seem circumspect.

People are always in different circumstances with regard to life or financial difficulties, deals will pop up, you just have to stick to it longer than the others.

So what if your lender/circumstances force you to sell?

There's another event tomorrow in South SF focused on women killing it in REI if anyone is interested.

Only someone who knows your exact facts, circumstances, and goals will be able to properly advise you. 

Renting out homes or single rooms – game day housing — is not permitted, unless the property owner remains on-site and operates as a registered bed and breakfast.Bed and breakfasts (Code of Ordinances 12.6.5.C.2) are permitted in residential zones, but only under these circumstances: It must be part of the owner’s permanent residence.It must maintain a residential appearance.It must be the permanent residence of the proprietor.No more than four unrelated people can stay there overnight.

Hi all,I've had this question come up from prospective tenants (always from single women) a few times recently, and I'm curious as to how you would answer it.I personally have no concerns about the neighborhood, but I'm a guy.   

I am working to create a private tenant database for my local community to be accessed only by landlords.The system will allow landlords to list the tenant’s info, property address rented, rate the tenant, upload photos of damage, and describe the circumstances of their departure from the property (ie – do they still owe rent).It’s accessible from a phone for landlords to upload and check.The idea is to create a way for a quick prescreen of potential tenants.It’s searchable by name and or address (of their previous rented location).I’m developing this as a way to help hold bad tenants accountable for their actions and to provide some level of honest & accurate screening.There are some potential challenges with landlords abusing the system.However, if pictures are provided or required to document damages I think that will go a long way to avoiding this.Also, I doubt landlords are going to take the time to slam a tenant who doesn’t deserve it as it would provide no value to the landlord.In my lease I include a line highlighting the “landlord’s right to report”, which outlines that I will be reporting on the tenants actions to a 3rd party data management company.Think of this as reporting to a credit bureau.The feedback from my renters has been interesting.They are worried about future landlords seeing this and it seems to be having a positive impact.I’m curious to know if landlords in other communities would find this of value.I’m also curious to know any thoughts you have on this.I’m hoping this would be something adopted by cities to help landlords manage bad renters.My community has been on a rampage of blaming landlords for all of the ill’s in the community.Yet they provide zero assistance in actually addressing bad renters.

Depends on your facts, circumstances, and goals.If you still have questions I'd encourage you to have a conversation with your accountant post 10/15.Best of luck.