Multi-family and owned if over 9 months, appraisal came back 10% higher then the loan app estimated value, so LTV ended up being closer to 51% LTV.Have the rental income and expenses to back up the numbers, Plus other SFH rentals free and clear, and they can't figure out how to do that loan and get to a closing table.Nothing funny or odd about the property, on the city records for the number of units and for the values expressed. 

Since I don't DM here on BiggerPockets, you'll need to call me at the phone number visible below in my signature block (provided you're on the desktop app and not your cellphone).ILTFP!

It’s a wonderful little free app that helps you analyze every facet of a potential deal

is there a system or app in place? 

In addition, these thermostats have apps, so you can remotely monitor the temperature and make adjustments.Last, many power companies have energy efficiency programs, in which they either give you for free or at a greatly reduced rate both kinds of thermostats.

Soooo true, they give us one star because we don’t give back their deposit, one star because they didn’t get the house out of 15 applications, they fill the app out even though they never saw the house, the list goes on and on.

We use FlipPilot ( www.flippilot.com ) - it's a brilliant and intuitive app designed specifically for real estate.

What are system or app you using for organization, recording etc.?

I like using the DealCheck app (free) or the bigger pockets calculators (paid)5) Understand rehabbing - I thought I’d include this point in case you were going to buy a property that needs work.

That should make things a little more apples to apples.