We'll ask a real estate attorney about issuing a "home improvement loan" after the sale.

Also here is a link to fire code:http://www.phila.gov/li/PDF/Code/2010-PA-Fire.pdf And a link for building construction and occupancy code:http://library.amlegal.com/nxt/gateway.dll/Pennsylvania/philadelphia_pa/title4thephiladelphiabuildingconstructio?

Great information thank you and thanks for including the ordinance link as well

There are issues in the realty industry...primarily the fact that the barrier of entry is so incredibly low to get a license and the vast majority of agents don't hone their crafts.

Hail is the bigger issue in my opinion. 

Who will address tenant nonpayment issues, including evictions?

There are a bunch of issues with Zillow and Postlet.I have claimed homes on Zillow, uploaded and edited information, and a month later, everything is gone. 

Regarding the secondary roof issue, your first step should be to consult with your current insurance provider.

On insurance, REI Guard (https://nreig.com/tag/reiguard/) should cover such properties.

Andrew, you bring up some very real and raw issues regarding REI that many don't talk about.