As a way to improve my deal finding skills I thought I could find deals in different markets, advertise it, and then if purchased because of me charge a finders fee.

He would still have to process the payment and pay their fee (Which is pretty high I believe 3%) but might be easier to collect on time that way

Until then I would LOVE to figure this out so that any properties I buy and it goes uncontested I'm not paying attorney fees each time.)

And do you mean they're fees are high or the interest rate or both?

Good point on fees.

I came to know and trusted Morris Invest (MI) a Podcast for real estate investors promoted by Clayton and Natalie Morris, which they received referral fees from Oceanpointe (OP) Property Management aka Oceanpointe Investment, LLC  and promoting their business to investors.

- What are the loan cost and fees associated with this loan?

Can you help me break down: 3. the $4500 lender fee: how many points? 

Plus their minimum balance to not get fee-d is little high.Also US bank has now twice locked me out of my online for no reason whatsoever and one time they said the only way to fix it was to go to a branch.

And there is less to maintain, and cost to get in is generally cheaper.The downside, is the HOA fees will eat a lot of cash flow, the turn over is higher I've found as they would rather live in a house than a complex.