@Julie McCoy I tend to agree with you at this point, it is overblown but at the same time these threats are something to watch closely, especially as both AirBnb and HA look to drive the reservation cost away from the guest and push it to the host (Booking already does). 

I would have a plan for the following, especially if you are managing yourself.1) Tenant screening is very important.  

The land trust, it's a good way to avoid probate and hinder a bit the attorney research.Regardless, per my discussion with the insurance underwriter (Allstate), based on the number of properties I have, their current use, and my involvement managing them, my current situationdoes not create a condition where it pushes me to the "business" category and I do not need commercial insurance.

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

., I think I'm going to follow your lead.

I don't have any personal experience doing it, but it is normal to me and most builders I know and follow have the majority of their projects sold before they're finished by doing it.

I know that it has been a while but I'm back on BP.com and thought I would follow up.

Follow up question, you don't mind Joseph.

You can even retarget them with a follow up add, based on the amount of seconds they actually watch.