I highly suspect you can find many RE based investments that would project better return than these options at these construction costs.  

Truly not trying to peddle anything, however can you show me a property on market that will cashflow at today's rates and projected estimate?

They incorporate ADUs into all of their BRRRR projects.

DSCR rates and points are likely going to be competitive with the other options if you are thinking long term and don't mind slapping a 5-year prepayment penalty provision on itI think the answer to your options are clearly just model out the total cash flows and projections of each scenario and compare.

You have several options, and the choice depends on your goals and financial capabilities.

Would be happy to help and jump on a call to better understand your goals.

My goal is that in 6 months I have legit offers on the table for rentals or other real estate ventures that allow me to move away from education.  

I look forward to continuing working with you on helping you achieve your passive income goals (and hopefully surpassing them!). 

Also does anyone know of any pre-sales of upcoming hotel condo projects?

My goal for this weekend is to scout out that area.