@Roxanne Baisden it stands for Health Savings Account.

I would house hack in a working class neighborhood and plan on holding for at least 10 years, flip in and out in 90 days or less ideally, or work as a realtor (or wholesaler, but realtor is better more realistic IMO) to earn while you learn without putting big capital at risk if you are really scared of the current market.

The thought of trucking water in scares me to death!

Health and safety code?

If the appraisal comes in below the purchase price, then you would need to make up the difference (thus his comment about 25% could become 30% to make it work).Also, the property needs to not have any health/safety issues, which is probably what he was really referring to.

I am willing to do the work or figure out how, but if I find a house I am scared.

Our two remaining inherited tenants are elderly and in poor health.   

I have scared off a bunch of dead beat tenants already by simply telling them my requirements and that I DO screen their credit and criminal history and I DO check their references.

It will take you 5-10 years to be really good and i mean good to the point where nothing scares you anymore.

I am employed full time as a professional tractor trailer driver, but due to health issues I am not going to be able to continue my career much longer because of the physical demands of my work.