I was able to negotiate with my credit cards and get through a couple mortgage modifications, just before being foreclosed on.

There is a small vendor meet and greet followed by a presentation.

Say a credit card default and judgment etc. 

Post you biz card everywhere "I buy houses.

I'm in the process of getting a secured credit card now with the bank to try to build my credit a little but up until I discovered real estate investing I was under the influence that i could be successful by just hard work getting all of the overtime I could as I've always been a little weary of credit after my parents had to file bankruptcy when I was 14.

The concern I am having to bid through HomeSearch is what would happen to the earnest money or $2500 credit card amount hold that they put during the bid if the title search shows any issues.

Help, I am trying to maximize my budget for my post card campaign what other service do you guys use for your marketing besides vista print that is more affordable.

If, god forbid, I ever get into trouble and my back is against a wall, I can file for bankruptcy and get out of bad credit card debt, bad business debt, bad mortgage debt etc, but not bad student loan debt. 

Just trying to spread to knowledge and greet whenever possible @Jesse MacNeill Feel free to email me if you need any help.

In the month of December I send each tenant a $50 Target gift card (rents are a $1000-$1200/mo).