As the CFPB enters the picture it will be taking on a more consumeristic view under what they may see as reasonable, prudent and the public good, a broad definition, in other words, they will have great latitude in looking at financing activities as to rates, terms, collateralization and underwriting matters as to the likelyhood of a deal being made to actually be successful or if it was set up to fail.

There can be issues with making loans on personal property if you are not careful.With the SAFE Act, the types of financing specifically covered are arrangements where a collateral interest is taken by the seller in the property being financed.

You can easily earn 12% to 16% return on your money on a secured/collateralized investment; whereas rehabbing with a 50-50 JV partner will not CONSISTENTLY produce those returns.  

Go to ForeclosureForum for more detailed info (Ward Hanigsn's site),Remember that foreclosure is merely the forced liquidation of equitable interest in collateral asset.

That’s why the financial markets are spooked.The UK will likely face economic collateral damage because of this vote, but we don’t know whether these jobs/GDP will be completely lost or just transferred over to EuropeThe financial markets hate uncertainty, and they did not predict a Brexit, so they’ve lost a good chunk of value, something around 5-6% for the average US index fund.The US exports about $56 billion worth of goods to the UK every year, which is something like 3.8% of the total exports from the United States.

For instance lets say the LO you are seeing on Friday says he can collateralize the property you want based on your credentials and give you a rate of X, you can use that basic information (your fico score, Loan to value, type of property, terms of the note) to compare with their competition and may be able to better your original deal with a qualified quote from their competitor.

Maybe this is possible holding a loan at say 4% interest and charging rent of what would be 8% interest without actually having to put any money up for a loan based on collateral for a property? 

Ok, a mortgage is secured by the property being collateral.

Usually happens when someone assigns the house as collateral to pay medical bills, etc.  

However you may still be responsible for UBIT.The second option, if the other person is not a “disqualified person” is to let the third party borrow the money from you and a traditional bank using the timber/contract as collateral-this may also avoid UBIT.