We agreed on a price and I will pay her the capital difference between the sell price and the remaining balance.

@Tom Keating told me about Small Balance Loans backed by Freddie Mac up to 50 units I think I can get funding to use for different types of multi-family investing. 

@Manuel Perez @Michael Le, Pre-Review is for both Fannie Mae and Freddie Mac loans and more specifically mostly in their Small Balance Loan programs. 

I applyed for capital one business credit card online the same way as I would for a personal5) if you have balance transfer offer from your credit card that would be the easiest option Hope this helps 

I understand how balances and minimum payments may affect the ability to pay rent but what does providing account numbers do for the landlord? 

My suggestion would be to take a 1st mortgage with Fannie Mae or Freddie Mac small balance commercial loan.

Also, you'll have the credit card balances available for emergencies.

Could you refi your remaining balance and lower your payment to get better cashflow?  

To me, it's obvious that a balance has to be struck.

Here's what I'm looking at:1st Mortgage Details:* Current Balance: $109,550* Int Rate: 5.25%* Payment: $873.88 (2nd Mortgage Details:* Current Balance: $44,243* Int Rate: 5.750%* Payment: $396.11