The person “owning the apartment actually owns those shares in the corporation owning the building and has a “priority” lease on the apartment they occupy that is specifically tied to those shares.The corporate by laws will state what percentage ownership must approve a conversion to condominium structure.

I was able to secure a piece of property in a desirable area from someone I know that is approved and zoned for an RV park.

I have decided to go the purchasing route and have been approved for a loan.

To get approved for more money which having her on will most likely do that as long as she doesn’t have a lot of debt that comes along with her.

., The short answer is that it is possible, but you do need to go through an approval process through the NJ Board of Public Utilities before you can start billing the residents for gas. 

I reached out to our lender and he says due to our lower income and DTI based on 3 mortgages, we couldn’t get approved for the refi with him.

How will a lender pre-approve me for a second property that I will be occupying?

I’m a 23M earning ~75k and approved for 400k.

From talking with other investors in Alberta it seems as though Edmonton is the most progressive as far as letting investors put a suited house on a single lot with an ADU over the garage; they are also approving suited townhouses in groups of 3 but with the builders increasing they're build costs this year they are no longer cashflowing enough to make it worth while.

It takes a lot longer to get one of these approved because you need to have contractors come out and give bids for the work and submit that paperwork to the underwriter, but you can essentially roll your rehab costs into a loan.