If the schools are high ranking, you may be able to demand a higher rent so they get into that zip code, so they can get into those schools.An example for Silicon Valley - the public schools in Cupertino, CA (where Apple's campus lives) are insanely highly rated. 

Sure we have a few apples in the bunch, but we saw great cooperation from our tenants. 

I also have good tenants but one bad apple can have a bigger impact on an SFR, I think.- Maintenance - roofs etc are more for a single-family per unit than a larger MF building which has 8-12 units in a typical garden-style apartment.Again, neither of these are totally hands-free operations unless you want to invest as a Limited Partner in someone else's deal, just slightly different headaches ;-)

I was looking for a new financial/real estate podcast on Apple, and BP was one of the first that came up! 

In order to compare them apples to apples, I'm planning to review them and also talk to the insurance agent of all three companies. 

Get multiple quotes and make apples to apples comparisons.

@Ryan DunnYou are comparing apples and oranges.

It was a nightmare with people sharing amenities and complaining one of the parties were being too loud, or drunk, etc.Not exactly comparing apples to apples but that turned me off to trying to do any more shared spaces. 

Think of it another way, if you invest in apple stock and show up to a store asking questions or their office to ask questions and say you are an investor in the company - what type of response do you think you would get?

I think you are probably mixing apples and oranges.To have a capital gains tax of $30k you would have had a gain/profit of over $150k.I suspect most of the tax you owe is from depreciation recapture, which is taking back the depreciation deductions you had while owning the property.