Furthermore, all the excess power put back on to the grid is accumulated in the landlord's utility account.

Starting early means being able to enjoy on the power of exponential growth over time - if you buy correctly.

My first step is to build a mastermind and a financial power team.

I was so focused on that goal that when I reached it I had no idea what to do next, with my low, part-time income I didn't have borrowing power and wouldn't be able to make repayments.

Tax reduction benefits.No other investment vehicle that I am aware of, has the power of Real Estate.

Of course, in these areas you are going to have higher vacancy and declining tenant quality as folks move away in search of better opportunities.That said, if find/follow a smaller market where there is about to be an economic shift - oil in communities in Saskatchewan and Manitoba, mining or power projects in northern Québec or Labrador, etc. - you may be able to purchase a rental before the demand curve accelerates and prices rise.  

best $10 I have ever spent.I have done tv ads, radio, print (magazines as well as newspaper) facebook ads with targeted ads (2nd best place to spend marketing dollars) use facebook power editor and know the demographics your aiming for...  

Said modification agreement with any terms related to reaffirming personal liability will not hold up as the agreement can not supersede the power of the BK court.

Living below your means is a powerful discipline and it will greatly help you and your wife when you start your investing, so kudos there. 

As we got further into the meeting, one guy spoke up and repeated himself about 5 times about his acquisition strategy, his exit strategy, how he would make his money even if the place burned down, his limited purchasing power, and on and on.