What kind of heating usually you guys provide the tenant .Also septic tank seems common , so when buying a place are you guy doing a separate inspection of that or that is covered by city/County

From an emotional prospective you'll be looking for another property or renting for a while and there's nothing wrong with that. 

It's normally good practice to manage your rental property finances separate from your personal finances, so that's how I'd approach it.

The landlord was sued for millions, but sadly the mental and emotional damage to those poor women was far worse than any money could compensate for.From what I have seen, I would guess half of "mom and pop" landlords don't rekey, which is sad.

You will get a mix of opinions but I would set up a separate account.  

My biggest issue is having utilities be separated and of course mail and other things.

Additionally, being able to detail out each unit of the rentals (ours are MF) and even attach leases and other documents is key.Lastly, is you take your time to split up the closing cost wire transfer in the system, you can keep the closing costs separate (Capital) separate from other transfers (Escrow, rent, etc.) and therefore keep your cashflow reporting accurate. 

From there we went back and secured the arbitrage tri-plex with owner-financing and actually split the downstairs 2/2 into separate 1/1 units to add another 30k in revenue, and then in November we bought another quadplex that I’m turbo-excited about.

Your emotional response is normal, but unwarranted.

I don't see why it separates the P&I for the initial mortgage and then the refinance under the refinance tab.