If you want to sell for commercial purposes and future map shows residential a variance will be very hard to get approved.

The response I received was basically "We aren't sure why it was more, we used an independent contractor, ask them." 

If you're talking about a 20-25% down payment amount you're probably beyond the gift limit for tax purposes as well.

But any response time greater than that is an issue.If they don't communicate via email and instead fax or call you......need I say more?

For purposes of the home mortgage interest deduction and for the §121 capital gain exclusion, the IRS does treat the contract for sale as if you received title on the date you entered the contract.  

I've had a lender tell me as little as 30 days but for equity purposes 6 months is when most people do it.

Then on Jan 8th, 2013 the same company recorded a withdrawal of notice of election....I was behind in 2012 on purpose because I was advised to pursue a program to reduce my monthly payments on the house using a government program.

Not long after posting that, we found a multi in Boston that was a more "responsible" investment, haha.

I'm very interested in seeing these responses. 

@Lance Lvovsky Thanks for the response.