Even though the property may have recently been updated you still need to save for future repairs/replacement.  

On the 55k needed for purchase and repairs i can lend $46,750 you would need total assets of 16.5k + title - this includes 8250 down, $3500 origination, $995 underwriting, and reserves (we just need to see reserves in your account) Is this more or less what i can expect shopping my deal around?

If the property is AS-IS, then that means that the Seller is not doing anything in the way of repairs. 

Estimating $7,500-10,000 in repairs, less if I do some work myself or bring in a cousin who wants to get into flipping.

The estimation of repairs I wasn't sure on.

The down payment plus estimated repairs is about $48,000.

Currently a lot of the email marketing I receive with information about deals ( Property Info / Purchase Price / ARV / Repairs / Cap Rate / Pictures / etc. ) looks like it was created using email marketing from the 90's.

With wholesaling, you're looking at the after repair value and the ROI for the investor buyer.In the simplest of examples, say that $100k property would be worth $200k after $40k in repairs, you put it under contract for $80k (the seller gets $10k profit) and assign the contract for $15k, that leaves a good profit margin for the investor buyer.

So longer term, NYC will be valuable unless there is a major technological revolution and NYC goes the way of a Detroit which was the worlds automobile capital at one time. 

I need some advice please, on If I can get a Loan on a Property, that I need $30,000 to do Repairs/Renovations on  ??