We were barely keeping our heads above water with all of them, thanks to 2 jobs and credit cards.

@Chaz Reid  - yes VERY familiar with SEO and everything that goes into it, one of my start ups applies some great techniques - but cannot say more in this forum is my understanding - will probably share that in another area of the site once I learn my way around BP.And love your Ali quote - I have this one on the back of my IT business card: "Impossible is not a fact.

Refinancing is just another form of using OPM, namely the bank's.I believe 0% credit cards are available for short term purchases.

Hey everyone. I'm fairly new to the Tampa area and bigger pockets. I've been researching and reading on this site and have a real passion for getting into real estate investing. I am definitely feeling overwhelmed thi...

The main REAPS member benefit I use is the Passport Dining card, otherwise I've been using more of REIAWA's contacts from their Business Associates Directory.I will say that REIAWA has things laid out more clearly, which is good for a new investor that needs hand-holding, whereas REAPS may involve some digging around and asking questions.I just thought of another reason of why someone would want to join both clubs... wholesaling.  

Also, we would be borrowing money from relatives and credit card balance transfers to come up with the down payment.

i know this sounds pathetic but I need to get out there.I've done a ton of busy work and i do not believe i can get any more prepared to start than where i am now.I've been to webinairs and find myself answering other people questions.I've listen to countless you tube how to videos and find myself hear the same thing. even saying what they were going to say before they said it. i got yellow templates saved, i got seller scripts saved, i many different business card designs saved, i have a web site designed saved. the list goes on and on.What i need to do is start picking up the phone and make some phone calls.to like: calling realtors and get to know the hot spot marketsgo to a reia meeting instead of keeping track of when they are.network with others in my areastart looking for real property (not sample property to practice on) and runing the numbersdirect mailgetting on that phone.it's just frustrating and i have no one to be frustrated at but myself.has anyone gone through this phase?

its gotten ridiculous running from home depot and occasionally lowes multiple times a day with my little sedan, especially when i need loads of drywall and pallets upon pallets of heavy ceramic tile.having spent virtually all my capital on the house and now the rest in materials, would be lucky to scratch up a few thousand to finally invest in the much needed pickup i've decided i really need to complete this job, before i go bankrupt. credit/auto loan aint an option cuz i recently maxed out my cards and have been settling them for less than full once they go to collections. i could not bring my truck with me from nyc months ago when i moved to the west coast and left it with my parents for them to use or sell. they sold it.what are some recommendations for a good used pickup truck suitable for a DIY flipper as well as a landscaper in socal. i've also turned down enuf landscape jobs already cuz i dont have a truck these days.help!

Income: about 45K a year, debt: student loans of 85K (both deferred)between the two of us,  truck loan of 22K, credit cards with 1,500 debt with 10,000+ in leverage available.

I am thinking of taking out 0% APR credit cards to pay for the rehab, and then selling the house, paying off the house note, and the credit cards before I am charged any interest and pocketing the difference.