Can they still attempt recover some portion of the cost of the damage to the wood paneling if they don't replace it or have a receipt for replacement materials?  

That should be a crucial consideration as Congress attempts once more to compromise on a new coronavirus relief package.

Be my next attempt.

Maybe @Kenneth Donaghy has some appraisal tricks, but an appeal that attempts to use a triplex as a comp to SFH with ADU is very unlikely to work. 

Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

~Caleb Not all people are covered by the eviction moratoriumIt's important to read what it covers and what it DOESN'T cover:The person has to prove they can’t pay the full amount because of loss of work RELATING TO COVID-19The person has to make every attempt to pay rent on timeThe person has to APPLY under Oath, under penalty of perjuryIt is not automatically grantedIf the renter has some other place to move to, they can be evictedThe renter STILL OWES all rents, they have to be paid at some pointThis does not include foreclosure on a home mortgageThey can still be evicted for violating OTHER TERMS on the lease agreementHere is the Actual Wording: “Covered person”means any tenant, lessee, or resident of a residential property whoprovides to their landlord, the owner of the residential property, orother person with a legal right to pursue eviction or a possessoryaction, a declaration under penalty of perjury indicating that: (See Page 9)https://s3.amazonaws.com/publi...

@Justin Anderson I’m in the middle of a very similar deal structure attempting to do the same, etc.

The first insurance agent we tried, attempted to sell us a policy that didn't cover flat roofs. 

We've been attempting to discover a permanent resolution. 

Stand your groundI recently had a tenant attempt the same thing over flies in her apartment. and I had one try it because a mouse was in her unit.