As others have said, pre Jun 15, 1976 mobiles are considered death traps.

Family problems (divorce, death, lifestyle change).D.

You will analyze everything to death and never jump in.  

You could also be held criminally responsible in the event of a death or injury.

Cash flow vs. appreciation is a separate discussion that has been discussed to death here on BP. 

Those agents do not build policy designs that maximize the cash value and minimize the death benefit.In my designs about 85% of the premium will go to the cash value for premiums paid-in during the first 10 years.

Because that money basically goes into the vault to die a slow death.

Most of the foreclosures in the Verde Valley are reverse mortgage deaths and they take forever. 

Some of the brokers here will defend that to the death though.  

And mom passed at the end of April, they got the last of the money in the first week of January of the next year, 8 months and a week, not that long considering we had to get death certificates in LA, 60 day notice to vacate, escrow for 45 days, and reno time and listing time.