Nothing makes sense about this.

What kind of area is this located in?

I Can't Believe This Is HappeningHello, Bigger Pockets community!

I NEED all of the help and support that I can get to take action and make it happen.

There is a way to leverage losses from a rental property that you are actively participating in managing + you need to meet a few more criteria too lengthy to break down here in the forum post - to be clear, this isn't what you described (e.g. 

The right glue helps too.

So glad this place exists for folks like me to learn from you. ✨ looking for ideas on to  how to acquire an owner-occupied property  with 5% down by using a mortgage loan product to purchase , improve and  avoid mortgage insurance based on projected value?

Taking the time to plan and invest in quality materials or professional help usually pays off with fewer repairs and greater peace of mind.

This could potentially drive up the price on the subject property. 

My brokerage has been tracking the data from the West Penn MLS for the past 2 years, and I would like to share some of the highlights so that we all have some hard facts to lean on when answering this question.