I currently have 5 units that I purchased with my own money, and I am now turning to friends, family, and colleagues to raise capital for future purchases. 

The money was transferred digitally, but not part of the loan.Thank you!

As a hard money lender who works with many investors in the Portland area, I can share some insights on maintenance costs for multifamily properties in this market, though individual experiences may vary:Lots of investors report a slight decrease in maintenance costs during winter months, bc of:- Fewer landscaping needs - Less wear and tear on HVAC systems (as heating is generally less intensive than summer cooling)- Reduced tenant turnover in winterWinter-specific issues can arise:- Potential roof repairs due to heavy rain or occasional snow- Gutter cleaning and maintenance to prevent water damage- Heating system repairs or maintenancePortland-specific factors:- The mild climate helps reduce extreme weather-related maintenance issues. - Older housing stock in some areas may require more upkeep. - Strict local regulations can also sometimes increase compliance-related maintenance costsCost-saving strategies I've seen help:- Preventative maintenance programs can help reduce overall costs obviously - Some investors report success with in-house maintenance teams for larger portfolios- Energy-efficient upgrades can help reduce utility costs in the long runYour specific costs will depend on factors like the age and condition of your properties, your management style, and the specific neighborhoods you're invested in, but hope this helps!

Option 1-sell it back to her ie tell her you want all of the money back within 72 hours PLUS all of the costs you incurred or will incur (eg mortgage penalty) as a result of her not moving or you will sue her. 

@Bryan Noth But if the inspection fails to approve should I spend money to fix it before I can renew the lease ?

I'm considering asking if they would loan based on the appraised value if we used our own money for down payment.

Howdy,New to RE Investing: I am curious to know how much can one earn if one refers a money lender to a full-time house filpper.

Save money, invest, learn how to manage your investment.

Al least , I can save the Eagle rock amenities tax, property tax and other county taxes. 

Maybe they never spent the money or it's not up to code to have a person living in the space.