The assessment would finish with a score between 0 and 100 points and each landlord could choose a bottom score they were comfortable with.

All of your responses make memuch more comfortable to list.

It had lasted about 4 hours before the owner accepted an offer but we put in a full price backup offer and assured the seller's agent that we were comfortable with the damage we had seen and would be easy to work with.

I want to make sure I have this down: So you are saying with this type of loan, the lender will look at the property being purchased and then they will analyze the rent that I will get getting, and assuming that the rent at least covers the mortgage, they will be comfortable giving a loan on that particular property?

Each investor has their own type of investing though so whatever makes you comfortable.

More importantly, ARE YOU comfortable doing so?

I would do what you are comfortable with should this go on for a bit. 

That is my opinion everyone has to do what they feel comfortable loans will close. 

These upgrades were done through the HELOC from the equity have in the property.My wife and I have 2 years left until the last child is out of school and at that time we plane to move.

Don't settle for first person in the door - if you don't feel comfortable with them.Good Luck!