Now, I challenge you to take another." - Dan PoynterLastly, don't forget that we are here to help and likewise learn from your contributions.

In terms of yield I have to get it to 44K before it hits 10%.I cant get my spreadsheet to format in this post but at that rent it is right at the bottom of where a lot of out of state investors would buy so I think in the 50's could be a challenge.

The HOA property manager licensing bill was supposed to address the disclosure of the fee but not ending or limiting the amount or ability to challenge the fee: basically allowing things to continue as is.

I hope to change that in the near future with some local investing, but it is much more challenging.

Green Tree Acceptance in Houston and Vanderbilt in Nashville seem to show up a lot, mostly for new but on some used transfers as well.It's a market I keep looking for opportunities in but there are challenges for sure.

I am also having them read and sign off on documents from the CDC and the state Department of Public Health and Environment that give facts about mold and health.Luckily the reserves are in great shape.  

Now, I challenge you to take another." - Dan Poynter

However, my challenges lie in how to appropriately assess the property value in order to make a fair offer?

@Dawn Anastasi and @Brie Schmidt - yeah, it seems like a combination of leadership setting and example of an environment and then managing to keep that ideal. 

We both have 740+ credit scores, one of us has a higher debt-to-income ratio,  but the other doesn't, we have a decent amount of capital between us, so qualifying for a loan in general isn't the challenge, we just want to be smart.