Drop the rent rate5.

@Jay DhanakI would recommend using this website to find out areas you are interested. https://www.areavibes.com/Here is my rating & classification for each livability score. 80 and above A+78/79 A76/77 A-74/75 B+72/73 B70/71 B-68/69 C+66/67 C64/65 C-60/63 D59 and below FSecondly, I would recommend connecting with an investor friendly real estate agent.

What rate is passive income taxed at?

Colorado is a great place to house hack as you can get ridiculous rates for single room rentals.

Florida is really competitive with short-term rentals and I've heard many stories of people diving into the market over the past few years only to find it difficult to cash flow with unexpected costs, rising interest and insurance rates, higher price points. 

I use Cit Bank 5% APYhttps://www.cit.com/cit-bank/resources/products-and-rates

Before you spend thousands and thousands on this, go out there-- see for yourself with a GC, is there an issue with the foundation, or could it be that maybe they dropped something, and are blaming the house so you don't take it out of their deposit?    

You'll likely see higher fees and/or rates with those sorts of programs. 

While housing is objectively more unaffordable with current prices and interest rates, when will this be reflected in the overall home ownership data?

Like I said, im a noob learning terminology and just learned Cap rate and debt ratio yesterday 😂😂 wish me luck!!