I am fairly new but what i have so far in my learning is that u can pretty much find comps anywhere but that doesn't mean there actuate, and as far as estimating in some book and programs they tell u to pick a number, for example what i have learned is that depending apon the shape of the house going from ugly to real ugly to junk 10,000, 20,000, to 25000 and also depending apon the size needing to be in the area of 1000 to 2000 square feet then to take these unreliable number in to this formula ARVx70%-repairs = MAO and back off slightly for profit now like i said i am new so ,but i do know this is complelely dumb for me use do gurus bring your answers and add your knowledge or subtract from this and tell us newbies how to correctly run the numbers and come up with offer that guarantees u money even if u have to flip the deal over to and end user of course that is if it sales lol...

Your local REI club could have a ton of private lenders or sources for private lenders so I suggest joining one near you.

I havw a lender that has a great program for apts. 5+units. 90%LTV 6.95% for 30 years fixed.

It's a super easy program to use if you have a Mac.

The out sourced call center in Jamaica isn't much help.

Are there ANY stated programs left?

Do not sit on the fence and try to be choosey about your lending source.

Also is there a RUBS program where you can charge the utilities back?

Robert, PropertyShark.com gets sales data from government sources.

You should speak with some lenders and brokers and find out what programs and terms they have.