That doesn't include land cost which could be anywhere from 60K to 120K.

They can leverage their network and expertise to find potential deals, including off-market properties.It's crucial to think about the downsides of gap funding and explore other ways to build savings.

I haven't done a down payment since 2015 and have 9 doors including my personal residence. 

Mold is everywhere in the environment including indoor.

To find places with high rental demand, good economic circumstances, and room to develop, conduct in-depth market research.Examine your alternatives for financing, including conventional mortgages, private lenders, FHA, VA, and partnership loans.

Be careful, that 100 hour test includes language along the lines of "100 hours AND more then anyone else".

Share your tips and tactics for negotiating favorable terms, including price, contingencies, repairs, and closing timelines.

On the other hand, a cash-out refinance of your current duplex is another avenue to explore, albeit with considerations such as the risk of losing your low 3.5% interest rate and increasing your loan amount and monthly payment, thereby reducing your current positive cash flow.

Title companies are catching on more now and are not allowing mobile notaries, do O&E's on any vacant land sales including a letter to the owner's primary address from public records, etc. but some of these are still going through with the money ending up being wired to various scammers.

But now I'm wondering if all of those are reduced to 5% down.