After doing some research on the ‘director,’ Kory, he’s actually just a freelance/self-employed salesman based in Utah… I should have sniffed it out earlier in the process than I did because even in the 1stinterview, some of the early questions from the screener included how much money I make, how much I have in my bank accounts, my credit score, how much credit card debt I have, and what my credit card limits are…I was then asked if I was willing to ‘leverage my credit’ aka max out my credit cards to be successful.

Most of the software I use for deals for myself and my clients use an algorithm that will use statistical amounts for replacement based on current costs.

I would look into a DSCR loan option it will require 15-25% down depending on the lender but it's based off the asset and if it debt services rather than based off the individual. 

It will cost approx $4000 to remove the Oak tree based on a professional estimate.

Todays 30 year fixed rate mortgages are an astonishing 7.1% Based off that I am finding a lot of properties that, if at a 3.5% interest rate, would have a great 9% C on C return.

I'm a Miami based agent who works with investors, experienced or brand new! 

Southern California is a tough market,  however, its doable based on our experience. 

I am a New York based new-ish investor working to expand. 

Are there other markets I should consider based on my criteria?

The ease of buying and selling real estate wouldn't exist without NAR and MLS.Either way, this is like someone suing attorneys for charging a base of $250 an hour as "That's what they charge" and then a jury finding the attorneys liable for price-fixing.