It tested low: Highest levels are .3, well below the 1.5 legal limit for contamination.However, it’s been suggested that I still might want to hire a remediation company to do HEPA-vac + wet wipe throughout the home.

My concern is at some point the DST's will go full cycle and I'll continue to have carry forward losses that I won't be able to use depending on the decisions I make at that time.  

Have you interviewed property management companies?

Most of the local title companies can help you close the deal.

I don't think there is any record of her checks as she was paying mortgage company directly. 

Your tenants will have resources to draw upon to avoid eviction if they hit a bump in the road.Rooting for your continued success!

Bian- I co-own a HOA management company that specifically works with smaller buildings. 

But you do need to continue to make sure that you future rents will be cash flowing to keep your entire portfolio above the coverage ratio.

There are several National Insurance companies that could easily handle 1.6M. 

@Kathleen Andrade My insurance company won’t let me rent to college students of any kind.