But now I'm thinking to offer him 115 cash or 130k owner financing.

That really helps put things into perspective and the cashflow is why i wanted to offer less.

Thanks @Adam Johnson, I do have a due diligence written into the contract, It's just hard to find the right price to offer without knowing the details.

Finding an independent broker may be advantageous for your long term investing plan because they often will be able to offer better rates depending on who they wholesale with.

My background is in technical product management so while I'm still learning about real estate through books, podcasts, and videos I'm happy to offer advice to folks that want to improve their digital presence via websites or apps.

@Dennis Callaghan I will give Fairport Savings & Loan a call tomorrow to see what they might be able to offer.

At first, we were thinking about me managing the renovations for the family in an effort to offer them more money, but they lived too far away and had jobs, family, etc.....

I would use this if the state you see in has tenant friendly laws.In Alabama, evictions can take up to 4 months and it was better to offer the tenants $250 to move out.

there is Offerpad and a bunch of other big money backed on line wholesalers out there.I even got a call on my home I live in   in Lake Oswego  its a 7 figure home and here we have a big wholesaler wanting to offer to buy my home as is.. that's a first time..

your scenario is why I started to offer buyers a rebate on the commission for scenarios like this (I am in Florida) - as a buyers agent who represents you ( not a "transaction agent" or variant there of which is bogus ).