On Zillow I see houses that sit in the market for 1+, 2, or even 3 years and up, and the price reduction can be as much as 30%, with some Zestimate @ 50% of asking price.One agent told me this is the result of the 100%-discretionary nature of 2nd home area.  

It's just human nature.

My wife and I are newly wed and in our 20's and have bought our first home last year so naturally, we don't have much money and need and investor or some kind.

Secondly, the laws and restrictions on subdividing property will be as per local laws and procedures.  

They help keep up owner occupied units which naturally have more interest in keeping the building nice vs. renters.

For anyone to be culpable for any loss suffered by another, they must have acted in a reckless manner or have been negligent, acts of God such as  storms or natural disasters are not events mortals are culpable for, speak to your clergy for guidance. 

Some have become confused over a less complicated procedure...

Natural neutral colors, no?

However, if the tenant is violating the lease, you are able to evict by following the correct procedures.  

Do a live in flip.)To be successful in real estate you need these Ingredients - knowledge, networking, money, determination/persistence and if you don't have any of these things then you need a lot of SWEAT equity to get those three things.Some of us who are older have some money, networking (just by nature of being older and having met a lot of people along the way).