When you become an agent or loan officer, it's like starting your own business.

There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

The new mortgage on the new $340k duplex home which is an FHA loan is going to be a monthly payment of $2800 and we will refi ASAP (the current rate is 6.7%) when rates go down.We have done some nice improvements on the SFR and will be refinishing the wood floors before a renter moves in (July 1) so feeling like it's a great opportunity for the right long term renter and we plan to screen prospective tenants well.We are taking a $20k HELOC on the SFR for the downpayment and plan to pay that off within 12-18 months.

Where I am in Texas if it is a normal loan from normal bank, they step in the day before the sale or morning of the sale and get it resolved and the property never ends up in the sale.If the loan has small balance, or is some kind of private money loan or I would say unsophisticated lender then some chance it goes to sale.

That way, they make more off of the loan and they keep the comps up for later sales in the neighborhood. 

We've got expenses dancing around $2-3k per month, a modest $10k stash, and a student loan payment ($725/month) the size of a small country's GDP.

I know there are a couple loans/programs like an FHA loan that are available to starters like me, but are there more options? 

The interest rates and fees on this kind of loan product might be higher.

.- The Skeptics Take.The Weekly 3: News and Data to Keep You Informed- Apartment renters are signing longer leases than ever - incentivized by high supply in multifamily apartments coming online.

Read your loan sale agreement.