Remember that the loan isn't locked in for the full 20 year period and your payment will adjust (or become due in full, your post wasn't clear) once the fixed rate period expires.

I would try and work with him for this month, but beyond that, you will need full payment on time or you move forward next month with the eviction right away after the three day notice expires.

Hello, so I had great communication with my tenant for a year or so... but it's now going on the second year and lease is about to expire. 

If you want you can let her go month to month when the lease expires and wait to give her notice until it is a better time to find a tenant.

@Tyler HeltonPosts don't expire on Biggerpockets.

So we could model out worst case for 10 years for the asset with a stress test.I do not like the loans that expire in 5 years with rates completely open to market rates with no ceiling.

It indicates a notice of non-renewal can be issued 60 days before the expiration of the lease without cause.  

We lose some to an agent promising them that price (Which then it sits on the market until it expires).

The permits have since expired.

I would start by finding a problem, like a house that will not sell that was listed with an agent, for instance, expired listing,canceled listing, long days on the market listing,  For sale by owner's maybe, but it takes a while because they feel that they can sell the house themselves, I have used a lease with option with the intention to assign with the understanding if they sell it first then I will cancel my agreement with them For rent by owners, most of them hire a property manager, so your best bet is to find where they're living and send them a letter explaining the benefits of working with you evictions I think are great, the landlord is mad as hell and wants to find a good Plan B working with wholesalers that have marketing going that have leads they cannot close because there's a little equity, you can offer subject to, a wraparound mortgage, a lease option, or some other creative solution for a low Equity house.