My contracting team and I have talked about them getting like a 100k line of business credit that we can use to off set draw lag. 

During COVID of course the city wouldn’t allow me to shut off the water so I did have one low life rack up $600 and then left the property. 

I am a longtime landlord that has normally just rented my unit to individuals after I complete my normal background and credit checks. 

Also, sometimes you hire uninsured people, e.g. a cleaning crew at the end, so having the insurance is rather justified at that point.For better or worse, if you can pay everybody with a credit card, you don't need to file 1099's..

Similar feelings here about the expensive courses and conferences targeted to first-time investors. 

It would be great if they could have the option of reporting to credit bureaus to increase their credit score. 

I would consult with a real estate attorney to see what's the best course of action. 

Typically 30Y fixed, refi into an LLC, low doc loans that don't report on your credit. 

As soon as I create the LLC, I go to the bank and open a checking account, savings account and apply for a credit card in the name of the LLC.

In today's real estate networking and education landscape, we've seen an unfortunate trend: so-called "gurus" selling courses and events at high prices, promising unparalleled value but often delivering content that could be found elsewhere, most of the time even for free.