Also, I think that it would be easier to find commercial deals 4+ than residential deals.   

But in many cases, it's worth it to lock in 30-year fixed-rate financing versus a commercial loan.

I've never had a conversation with a commercial lender before and I can't call around until later today.  

@Donnell Walker The best way is to get with a realtor or someone that has MLS access and run them for you.

With real estate, you can choose to do a flip, brrrr, long term, host (airbnb), residential, multi unit, or commercial to name a few. 

Montrose has a lot of cool stuff going on and I'd argue its got some of the best access to all things outdoors in every direction but still a big enough town to make things happen.

They will not move to the next step of qualifying your propriety for the loan, if the contractual agreement is signed that uou will pay $3k for tools that’s include access to a app that shows all pre-closures, foreclosures etc mapped geographically.

My worry here is the long amount of time I'd have to carry this extra debt, and that it might sour an otherwise good deal with this payment on top of a commercial loan. 

Specifically I'm curious about bandit sign placement/laws, reputable transitional funding in the area, local investors residential/commercial, as well as local REIA groups.Any wisdom on these topics is more than appreciated.

But I don’t want to rent out whole house because then I don’t have regular access and rental income is much less.