Maybe they can replace them with newer LED style lights which will be cheaper to run anyway.

Purchase price: $585,000 Cash invested: $208,000 Sale price: $1,100,000 Tastefully updated 1930's brick Tudor style home.

I really liked his style and followed him immediately.I'll pick up the current book, and keep an eye out for the 2019 offering!

He didn't have much from the beggining only cloths , TV . small bed, and a futton...   

Most sfr detached hoa’s are leads than $100/mo.......townhouse style where cable and roofs, exterior maintenance, lawn care, etc are covered run $150-200/mo. $400/mo is usually condominium, higher end dues. 

Perhaps re-look at current market conditions and make sure you're priced competitively along with the amenities and style that your competition is offering. 

Next steps if I were in your shoes would be to speak to a good local mortgage broker, several local banks that do HELOCs for investment properties, and a portfolio lender who can offer you commercial style financing if the other lenders can't pull through. 

The properties are all NNN leases that distribute "mailbox" money while I get to learn the communication styles as a passive investor.What made you interested in investing in this type of deal?

The trick with credit is you want to always show the credit bureaus that you are using it, but you don't actually want to use leverage to buy junk (vacations, cars, nice clothes).

Here's a part of my addendum:Tenant’s clothes washer and dryer will only be used by the legal occupants of the rental unit (as determined by the signed Lease Agreement, referenced above).