@Tara Harris if you're concerned about arbitrage risks, why don't you find a STR property manager in San Antonio? 

Quote from @Theresa Harris: Talk to a local realtor or two as they will have a better idea about the market. 

In most cases, a valid lease survives the sale of a property, unless there is a terminate on sale clause in the lease. 

Downside protection is huge and commercial MF has, historically, at least survived big market downturns.

Originally posted by @Jarrett Harris: As @Michele Fischer said, it will probably be hard for me to enforce the 3X rent amount for income.

Quote from @Matt Harris: I have a duplex picked out that need some work.

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bancorp South, TX Lines of Credit on free and clear housesBankNewportBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORBankRIBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union Cal Coast Credit Union, CA Change WholesaleChelsea Groton Bank, CTCitizens Bank -MNCitizens, first position HELOC CMG Financial 70% LTV CMG Financial in Idaho will do 100% on owner occupied.Coastal1, RICoastal Federal Bank of NCConsolidated CCU, high LTV NOO LOC, OR, WAEast West Bank, up to 60% LTV with "no docs” CA, WA, NV, GA, NY, TX and MA.

The first year of being a full time agent is the hardest (I recently hit that mark and still survived LOL). 

That is for instance keeping only necessities what would you need per month to survive  is 3k,4k,5k?

Hi @Harris Miller, I agree with @Paul Pratt, we don't have enough information to really help you here.