What made you interested in investing in this type of deal?

I came across the opportunity to buy a mixed-use commercial property but I wasn’t prepared and not sure how to navigate the commercial process since the owner isn’t willing to seller finance, and I just recently bought a primary home in November so I can’t get any type of owner occupied loan.

While there isn’t an exact, commonly agreed-upon definition out there, here is a handy definition for this specific loan product:DSCR loans are mortgage loans secured by residential real estate turnkey properties, strictly used for a business purpose and underwritten primarily based on the property.Important note: DSCR loans refer to the specific loan type, and the “DSCR ratio” (debt service coverage ratio) is a metric used for underwriting and evaluating these loans (and other loans), but the metric and ratio itself are distinct things versus what is referred to as “DSCR loans.”Some key things to note in the definition:DSCR loans are secured loans (meaning that there is collateral that the lender can take if the borrower doesn’t pay back the debt).

Anyone knows any brick layers who specialize in this type of thing?

So for me its:- Private lending - Syndications - but MF or commercial - I do not have background on underwriting a mobile home park, or self storage etc. thus I tend to stay away from those types of deals.

It is common for a GC to bid higher on a job that they don't really want - either because of location, type of job, or sometimes the personality of the client :-)Then if you get the job, you're happy because you are making a lot more profit.... and if you don't get it, you don't really care because you didn't want it anyway. 

Its a hard no for me on these types of properties

I'm going to paste a photo of my analysis so I don't have to type everything out but wanted to call out a few things: -This is a duplex house hack where my fiance and I would be taking over one of the units.

I get a lot of inquiries for 30-day stays, though, from other types of travelers.

I’m more interested in joint ventures, seller financing type of a deal.