I have found a potential short term cabin in a great spot that is only wanting to have someone assume their current loan.

Which of the two, SBA or commercial loan, offers the best terms?

I want to better understand the topic and be able to talk to the Hospital and set a contract to house their nurses.

Every market is different, but for the long term assumptions.

Finding lenders and mortgage brokers that specialize in DSCR loans will help with getting better terms as they have investors comfortably buying these loans after the loans fund which helps replenish the lenders cash for more loans to investors.

Seek competitive rates and terms: Compare interest rates, loan-to-value (LTV) ratios, and loan terms among different lenders.

I have picked up a curiosity and even passion for short-term rentals and hope to own my own STR property in the area of the University I am attending. 

My wife and I are passionate about real estate and looking to purchase our first long-term rental property (small multi-family).

Seminole for Example has a lot of great traffic and tons of spots to eat, drink, socialize for adults and kids.I know Cape Coral is picking up in terms of STR's with the complettion of the 7 Mile Island and more construction lately. 

and when their capital ran short would finance their “inventory”.