I am a full time real estate agent that specializes in luxury and residential - you never know how our two worlds could collide.

It honestly depends on the area, the property itself (is it Class A, B, C, D)?

I am a new real estate agent who wants to get started and close deals but that has not happened yet.  

I get it on credit protection like lifelock etc. but for Real estate to me its so rare it will never happen to you..

Depends on your, market, goals, and your strategy.

@Wiley Strahan this may be a sweet spot for some of the small-balance commercial lenders we work with depending on where in OH (Rural is tough), and LTV being sought.

It depends on so many different factors.Income approach: I think this would be most appropriate for this situation.

I've always wanted to get into real estate.

I just passed my real estate broker's license and am ready to hang my license in Colorado .

Beyond that there are hard money lenders who charge higher rates to take on more risk... but they again start by looking at you, your skill set, and your previous experience in both managing your credit, as well as your real estate investment history.