I have never seen a hard money lender have great interest rates and low points.

I'd say house hack, be in one unit, rent the others for the best rates.

.💫 My next goal would be to purchase another single family this year (I wish the interest rates would drop a smidge), if unable to then continue saving until "the time is right".

Just put a tenant in it using your current owner occupied rate! 

If he earns a 10% annual rate of return (compounded quarterly) in a portfolio created by a robo advisor, Investor A will need 22 years and seven months to become a millionaire.People gripe about negative cash flow but with this plan you probably can't touch it until 59 anyway.

Low rates, cover $20K plus, low deductibles.

We currently skip trace using DealMachine and RESimpli...we haven't had connection rates over 10% and that's our '24 goal.Our dialer VA company, REVA, suggested these...any y'all prefer that can generate solid connection rates?

What interest rate would you be charging? 

That wasn't surprising since the country's credit rating is B-, deep into junk territory.After writing that reply, I decided to forever hold my peace on the topic in this forum (so you're making me make an exception ;-)).

They may have to pay 60k in cap gains (based on 20% cap gains rate).