Anyone self-managing properties is most likely in some level of significant risk of data security breach.

My U/W team required me to lower the LTV on the loan for us to be willing to still lend to the client on his non-warrantable condo.

I have a goal of getting into multi-family properties and I felt like this property had the perfect potential of getting me there, offering an unfinished basement to create a split level duplex.

Most of the renters live in the lower price range.  

that's lower than single family is going right now. did you mean $270k per side?

I can be pretty level headed when solving someone else's problems that have zero financial and emotional investment from me.

Are properties still appreciating at the same rate or are they leveling off?

Investors often call this a cash-out refinance, but a closer look at the guidelines shows you cannot get more than you invested in cash or funds that were "seasoned for two months" as your money, you cannot use a value higher than the lower of the original purchase price or appraised value whichever is lower, and you must use the cash out LTVs which are 5% lower than purchase LTVs.  

This three level multi family property has potential, with 2 bedrooms on the first floor and 4 bedrooms on the second, and it has a finish basement with a bathroom.

A 25% fund could provide 25% return or 100% loss whereas a lower offering most likely is more risk averse and has less volatility.