My biggest question is should price justification be mentioned or details about why my offer is at it's price?

The biggest problem now is being the slow time of the year, topped with the mortgage world in a roar, causing sales to slow down and the marketing times have increased causing a lot of inventory on the market.

I have my own source of hard money but I am really looking to make 2008 a big year.

I am currently writing up a plan based on books, blogs, forums, other people, audio, and a bunch of other sources.

The biggest issue I have at the moment is understanding the timing of when the title company begins a title search on a property.

Charlotte is the biggest city I have ever lived in....

And amazingly enough, at one time before the crash...there wasn't a big difference between some of the prime and sub-prime products.I predict money sources for sub-prime will be driven by supply and demand and will soon return to the tune of something like a 21% cap for a 2/28 or a 3/27 with a 5 or 8 year pre-pay.

I am currently living in the biggest unit that has the garage and backyard and all, this unit would rent for an easy 1100$/month if I was to rent it.

My biggest issue is that My income is not very high (only $2,600 a month take home) and I don't have substantial reserves for down payment or as security for 2 months mortgage payment and stuff.

a)Be sure that it is what you want to happen, not somebody else, you won't be able to accomplish your goals if you are trying to achieve them to make someone else happy. b)Avoid stating your goals from a source of what you don't want to happen.