Suggest that tough events don't last forever but tough people do - and you'll all get through this together. 

Hey @Josh Sobczak this is tough, sorry you're going through it!

You're going to end up well below the 1% (rent to ARV), so will be tough to cash flow.

I work in corporate America and have co-workers in their early 30's that are paycheck to paycheck because of their lifestyle choices. 

Owning properties is very much a people business at the end of the day opening up lines of communication with tenants may enable you to be able to negotiate with them a bit if times get tough or they may even give you a heads up that they're about to take a financial hit because of all thats going on so that you can create a contingency plan. 

@Jennifer Grady -  Tough call. 

GETTING HELP NOWNYTimes - Money MattersUnemployment - law expires 12/31States can access when they have 10% rise in unemploymentUnemployment is typically 45% of lost incomeMost states pay 26 weeksDon’t have to lose your job, can get it if: you are quarantined, furloughedGetting unemploymentHave to have been at job for 30+ daysEligible for 2 weeks paid if ill or quarantined or caring for sick family memberPart time workers can get average of normal 2 week salarySelf-employed (gig workers, etc) must calculate daily average and claim as tax creditWho is exempt:People that work at companies that employ 500+ peopleCompanies with fewer than 50 people can ask for an exemptionEvictions + ForeclosuresMoratorium right now on bothSuspended for 60 daysThis includes foreclosures that are in processTaxesCan hold off on paying (without penalty) until July 15th if:You owe less than $1 million to the federal governmentIf you are getting a refund, it will come in a normal time frameMortgagesFind out who owns your mortgage + what programs are availableRequest Assistance (Fannie Mae)Small Business ReliefSBA Economic Injury Disaster LoansSmall business loans up to $2mil3.75% int rate for businesses | 2.75% for nonprofitsDenver Small Business ReliefDENVER RE TRENDS - please note you should watch Seattle, as what happens there will likely come to Denver and Colorado SpringsPulled data for detached/attached homes within 6 miles of a client property in Sloans Lake$350-$500KMore properties went under contract in past 5 days than in two other 5 day increments we recorded (11-15, and 16-20 days out)35 of those were on the MLS for 6 or fewer days$500-$700KSimilar to above, 5 days out is beating number of houses that went under contract 11-15 days out and almost the same as 16-20 days outCitywide: 2.4 homes were falling out of contract/day in March. 5.8 for Feb. 2.7 for Jan. $800-$1.2Mdown from 5 day increments before, but not significantly and a small data set

Traditional lenders are going to be in a tough spot for the next few months.

GTA is a tough market to invest in but it’s doable.

Keep in mind that BiggerPockets has very struct rules that put Lance or any other professional in a tough spot.