I have no debt, a good stable job making about $60k+ gross, and $20k saved up with about $10k in my 401k that I'm thinking about using some if not all of it towards the closing costs of the home I want to buy.

There are a bunch of good choices IMHO.We don't have leather but all our surfaces are super durable because they are higher end sofas and chairs.The 3 main couches are a pair of Basset and a La-Z-Boy.

I'm running BRRRR deals through my modeling sheet and none of them ever come with positive cash flow.

Remember, no system is perfect, so avoid the temptation of constantly chasing after the next shiny object.

Where are the places that I can meet someone who I can potentially work with?

I never even thought of that.

Established borrowers are not paying interest of loans that have matured and WE the investors have our money stuck doing nothing.  

According to the AI checkers, this was likely written by AI.

Especially, out-of-state investors too that have no such connections looking to invest in Salt Lake City area.

Long story short, I am in a bad financial condition as of recently.