However, this was illegally converted to a single family residence I believe sometime back in the 90s or early 2000s.

Our contract has a due diligence clause in it, so we can still back out if anything huge comes up.Current Home Info: 1970 sqft, 15 year mortgage (about 13.5 years left) at 3.375%, monthly payment of $1,241 (will go up a couple hundred due to SC taxes raising for non-primary residencies). 

Residents really appreciate that and it helps us with key management as well.We had a few lost key situations and what I have been thinking about is to put a permanent lock box on the back of the house or the garage.

Based on feedback from other hosts I will probably add a TV in the living room and portable air conditioning in the bedroom this Spring.I am very careful not to allow long stays because I want families that are vacationing -- not homeless people who seek to establish residency. 

The primary residence has already been fixed up and put on the market.Here is where we need help.

Unfortunately all the loan products available are mostly for single family residence that have a high LTV for example 5% conventional and 3.5% FHA.

I purchased a single family in May '17 as my primary residence shortly before listening to BP podcasts and researching real estate.

I will have to defer to Illinois residents as to how that is affecting their real estate market.

I have a maintenance manager/resident manager who got the call to help get the unit opened up but ultimately I am the property manager for my buildings so it is my responsibility to deal with these particular issues. 

Bought primary residence in Seattle 2012 with 10% down.